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You don't need a home equity loan to give your home a new look. Adding a new piece of furniture or a new coat of paint can change the entire look and feel of a room.
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If your focal point is a poster or photograph, pull colors from it and splash them about the room liberally. This will not only offer highlights but will also weave the room together.
It’s possible to get most everything you want at a discount or free, as long as you wait for a sale.
The easiest way to pick color combos that work is to borrow from a piece of the fabric or wallcovering to be used in that room. For instance, let's assume the main fabric in a room is a floral. Use one color from the fabric on the walls, one or two on accessories, you get the idea. Just be sure each color or pattern you use shows up in at least two places in the room. Or, use those magazine photos, and borrow one of your favorite color schemes